Payments

M&T offers several convenient options to make payments on auto loans, personal loans, and mortgages. You can also find out if you're eligible to Skip-a-pay!

Automatic Payments | Pay from Non- M&T Account | One-Time Payments | By Mail | In Person

Set Up Automatic Payments

Never miss a payment due date when you set up automatic payments. With Online Banking and the M&T Mobile, setting up automatic payments is fast, easy, and secure!

✔ Instant account authentication
✔ Schedule automatic recurring payments each month with electronic transfers (ACH)

Pay from Non- M&T Account

Make a one-time payment or set up recurring payments using your non- M&T bank's bill pay feature.  Simply follow your bank or credit union's instructions for setting up online payments. You will need  M&T's routing number: 221370108. 

TIP: Your most recent billing statement will contain the information you need to set up online payments. 

One-Time Payments

Need to make a payment quickly? Our Express Pay options are designed to help you make a one-time payment as fast as possible with a debit or eCheck. Please note: A fee applies to each of these payment methods.

Easily make quick payments online with Express Pay for a small fee. Follow these quick steps:

• Log into your M&T account with your member account ID and zip code.
• Create a profile.
• Make a payment. Note: A fee will be assessed for online payments.

Pay by Mail

Mail your payments to:

M&T Loan Payments
345 Main St, Buffalo, NY 14203, United States

Include your billing statement coupon with your check, if available. If it is not available and you are paying with a non- M&T check, please add your M&T account number on the Memo line.

Pay at a Branch

Make your payment in-person at any of our convenient branch locations using our free, self-serve M&T Express Banking . If you need assistance, a member of our team will be happy to help during business hours. Find a branch near you today!